Episodes

  • Today, I'm super excited to chat with my friend Zach Whelchel about something I absolutely nerd out onā€”budgeting! We dive into how budgeting helped me pay off a million dollars in debt and explore the awesome method of zero-based budgeting, where every dollar gets a job. Zach and I also introduce you to MyBudgetCoach, an amazing app he created that pairs you with a coach to make budgeting simple and fun. Zach shares his personal journey and insights on how budgeting can totally transform your financial life.

    About our guest:
    Zach is a software developer, entrepreneur, husband, and father to two young boys. Zach has always been different when it comes to money. In elementary school his friends built their own economic system in the backyard called Nutopia. In college he made over $1,000 recycling beer cups at a music festival to fund his study abroad. As an entrepreneur his passion is to help others be intentional with their finances so they can build a life that aligns with their values. Recently, he founded MyBudgetCoach to help the world fall in love with budgeting.

    Start your budget over at MyBudgetCoach here, and use the promo code "Intentional" to get 10 percent off your first year!

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  • Today, we are joined by our amazing guest, Kara Stevens. Kara shares her inspiring story of moving from New York to Ghana, finding joy, and creating a fulfilling life for herself and her family. We talk about the importance of financial intentionality, the benefits of living abroad, and how she balances her personal finance platform, The Frugal Feminista, with a more relaxed lifestyle.

    About our guest:
    Kara Stevens, founder of The Frugal Feminista, believes every woman is a revolution unto herself. Her self-help books have inspired thousands of women to improve their passions, finances, and relationships. Her relatable money and life advice has been featured in The Washington Post, USA Today, Women's Day, Yahoo Finance, Black Enterprise, and Huffington Post. When not writing about abundance and self-love, she enjoys quirky hobbies and laughing with friends over Sunday brunch.

    Join the Frugal Femenista Community HereKara Stevens BooksFinServ Podcast
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  • In today's episode, Iā€™m talking about how changing your circle of influence can help you achieve financial independence. I share my personal journey of connecting with inspiring people through podcasts, social media, and events. These connections became my friends and role models, helping me stay motivated and focused on my goals.

    Books and Podcast Recommendations, click here!

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  • In today's episode, Iā€™m excited to have Kadeem Leslie with us today. Kadeem shares his incredible journey from Jamaica to achieving financial freedom before 30. He talks about the challenges he faced growing up, the pivotal moments that shaped his path, and the strategies he used to build multiple streams of income. From starting a property management company to investing in vending machines and real estate.

    About our guest:
    Kadeem Leslie is an entrepreneur, real estate investor, author of bestseller, Full Student, and educator on financial freedom. His companies manage over $7 million AUM. His philosophy of FULL challenges people to live their best year, every year, while maximizing their time, impact, physique, earnings, and happiness in the process. He is also an accomplished cellist, having played for over 10 years and for many heads of state.

    Kadeem Leslie's site and bookKadeem Leslie's IGFinServ Podcast
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  • In today's episode, I reflect on turning 43 and share seven important lessons I hope my daughters will learn. From self-love and integrity to understanding money and embracing failure, these lessons are the foundation for a happy, successful life. Join me as I explain why these lessons matter and how I plan to teach them to my kids. Let's celebrate growth, learning, and the power of chosen family together!

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  • Today, we are joined by Kelly Thompson to dive deep into the world of money and getting paid what you're worth. Kelly shares her extensive experience in banking and human resources, where she has negotiated salaries, handled compensation packages, and advocated for fair pay. She offers valuable tips on how to confidently negotiate your salary, understand compensation packages, and overcome self-doubt. Kelly also discusses the challenges women face in the workplace, including the gender pay gap and the tendency to self-reject when applying for jobs.

    About our guest:
    Kelli is an award-winning leadership and executive coach, keynote speaker, and author of "Closing The Confidence Gap: Boost Your Peace, Your Potential & Your Paycheck." With two decades of experience in male-dominated industries, she has received industry awards for cultivating future leaders. Kelli has coached thousands of women to lead with clarity and confidence through her no-nonsense yet compassionate approach. Her insights have been published in Harvard Business Review, Fast Company, Forbes, Business Insider, and Market Watch. Her book was named a ā€œMust Readā€ by the Next Big Idea Club, curated by Malcolm Gladwell, Daniel Pink, Adam Grant, and Susan Cain.

    Kelli Thompson Site
    Kelli Thompson Instagram

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  • Today, we dive into the topic of homeownership and real estate investing. Inspired by a friend's question, we discuss whether buying a house is truly an investment or just part of the American dream myth. We explore the history of homeownership in the US, how past policies shaped today's market, and the financial realities of owning a home.

    BJA Investment Group IG

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  • Todayā€™s episode is really special because my dear friend Jackie Cummings Koski is here to chat. Jackie has been a huge supporter of mine and today she shares her journey in personal finance, including some big wins like becoming a Certified Financial Planner and her insights from her new book, "FIRE for Dummies." Weā€™ll dive into how sheā€™s made smart money moves, even when life threw challenges her way, and sheā€™ll give us some tips on surrounding yourself with the right people to succeed financially. Join us to find out how Jackie continues to inspire and educate in the world of finance!

    F.I.R.E. For Dummies by Jackie Cummings Koski at AmazonCatching Up to FI: Social Security Made Simple | Mike Piper | 054


    About our guest:
    Jackie Cummings Koski, hailing from Aiken, South Carolina, grew up in a financially tight family as the second youngest of six children. Despite the financial challenges and a culture where discussing money was taboo, Jackie pursued higher education to improve her prospects and nurture her passion for writing. She earned a Bachelor of Arts in communications from Augusta State University, supporting herself through college by working full-time. After college, Jackie married and had a daughter, Amber. The end of her eleven-year marriage turned her into a single mother, intensifying her focus on personal finance. Jackie excelled in managing her finances, providing a middle-class lifestyle for herself and her daughterā€”a stark contrast to her own upbringing.

    Her growing interest in finance led her to join and later preside over the Cincinnati Model Investment Club and serve on the BetterInvesting Regional Board of Directors. Jackie's commitment to financial literacy motivated her to educate others, especially since many, like her, were not taught about money in any formal way. Her book, "Money Letters 2 My Daughter," encapsulates this mission, offering straightforward financial advice through personal letters that discuss crucial financial concepts and practices.

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  • In today's episode, I'm diving deep into what it means to be a union nurse in the San Francisco Bay Area and sharing some exciting news about a book giveaway. We recently negotiated a new contract that's more than just about payā€”it's about safe patient care, decent living wages, and our health. I'll break down the benefits we secured and explain how our union fights for us nurses. Also, donā€™t forget to join our book giveaway by reviewing and following us on social media links below:

    F.I.R.E. For Dummies by Jackie Cummings Koski at Amazonfinomenal_women InstagramFinancially Intentional Instagram

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  • Today, we're excited to share a special episode with Anthony Delauney about a topic close to our heartsā€”children's financial literacy. Anthony, a veteran in the financial services industry, shares his personal journey and insights on teaching our little ones about money. Whether it's his touching stories of family or his practical tips for integrating money lessons into everyday moments, Anthony helps us see that it's never too early to start financial education.

    About our guest:
    Anthony Delauney is a financial advisor and the founder of Owning the Dash, LLC, a company focused on childhood financial literacy and family financial freedom. He has authored a series of award-winning children's picture books that introduce basic money concepts, along with two financial self-help books aimed at aiding young and older couples in their financial journeys. Working in the financial services industry since 2003, Delauney helps families with various financial planning needs, from cash flow management to estate planning. He holds several professional certifications, including Certified Financial Planner, Chartered Financial Consultant, Chartered Retirement Planning Counselor, Retirement Income Certified Professional, and Behavioral Financial Advisor.

    Owning the Dash SiteOwning the Dash for Educators (use code: OwningMyDash!)FinServ Podcast
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  • Today, I want to discuss the importance of annually reviewing your Social Security statements. Regular checks ensure our earnings are accurately recorded, which is crucial for predicting and securing our financial future upon retirement. By understanding how life events affect our benefits, we can make informed decisions that enhance our long-term financial security. Join me as we explore how to maximize Social Security benefits and safeguard our financial future.

    Links from the episode:

    Financially Intentional Instagram Postā€ŽCatching Up To FI: Social Security Made Simple | Mike Piper | 054 on Apple Podcasts

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  • Today, we have a special guest, Rachel Hernandez. Rachel, a seasoned investor and author, shares her comprehensive journey from starting as a bird dog, scouting real estate deals for others, to mastering the art of mobile home investments. She provides insightful strategies on how to achieve significant cash flow without traditional bank loans, and discusses the advantages of owner financing in mobile homes. If you're curious about alternative pathways to real estate success and financial freedom, this episode is packed with valuable lessons and practical advice to help you navigate the complexities of the market and start building your investment portfolio.

    About our guest:
    Rachel Hernandez is a seasoned real estate investor with over a decade of experience, specializing in the unique niche of mobile home investing. Initially, she started her career by sourcing deals for other investors in the single-family home market before transitioning to handling her own transactions. Seeking a break from the demanding life of a traditional landlord, Rachel ventured into mobile home investing, finding it not only less strenuous but also more enjoyable. As an accomplished author and blogger, Rachel's books have achieved #1 status on Amazon, and her blog has been recognized among the "Top 20 Real Estate Investing Blogs." Renowned as the #1 Writer for Mobile Homes on Quora, her expertise has been showcased in notable publications such as MHVillage, Forbes, Motley Fool, Experian, and GoBankingRates, among others. Beyond writing, Rachel hosts a podcast and frequently shares her insights on various other podcasts, discussing her journey in mobile home investing. Her contributions to the field have also earned her recognition as one of 30 Asian American Podcasts to support.

    Guest links:

    More about Rachel: https://adventuresinmobilehomes.com/learn-with-rachel/Free and other courses: https://courses.adventuresinmobilehomes.com/More links: https://linktr.ee/mobilehomegurlFinServ Podcast
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  • Today, I'm sharing how I handle my finances as a labor and delivery nurse in the San Francisco Bay Area. I'll walk you through my income details, my spending habits for March, and how I budget carefully in this high-cost living area. Discover how I manage daily expenses and save for big future goals, like helping my daughter save for her first car!

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  • Today, we have a special guest, Gerry Born, also known as The Millionaire Educator. Gerry has taught me so much about managing money, especially how teachers can grow their savings. He's used some smart tricks to save a lot of money even though he started with a small salary as a teacher. Gerry will talk about how he paid off debts, saved money, and even took mini-retirements to travel. He has a lot of great tips on how to use your money wisely and make it grow.

    Resources Mentioned:

    Sophia.org - Offers ACE (American Council on Education) accredited courses online, which are generally like college core courses and lower-level electives.TEEX.org (Texas A&M Engineering Extension Service) - Provides continuing education courses, including cybersecurity courses, which are also ACE accredited.Modern States - A platform designed to prepare students for CLEP (College Level Examination Program) tests, offering courses that can be credited towards college education.Excelsior University - Noted for its flexibility in accepting credits from various alternative education sources and offering programs like a one-transcript service to consolidate credits from different programs.Study.com - Potential resource for taking upper-level courses necessary for completing a degree.Law Shelf - Source for upper-level courses.


    About our guest:
    Gerry Born and his wife are a retired teaching couple whose journey to financial independence began under challenging circumstances, grappling with $48,000 in student loan debt and unreliable cars in their early thirties. Their financial situation took a significant turn for the better during a five-year teaching stint in Saudi Arabia starting in 1996, where Gerry taught ESL while his wife completed her MBA. This period allowed them to eliminate their student loan debt and save $100,000, laying a solid financial foundation. Upon returning to the U.S. in December 2001, they initially planned to live and teach in Texas but ultimately settled in LaGrange, Georgia, where they lived for seven years. By 2023, despite no longer engaging in "real" work beyond substitute teaching, blogging, and a credit-tradeline side hustle, they managed to fully fund their HSA accounts and grow their wealth to over $2 million

    The Millionaire EducatorFinServ Podcast
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  • Today, Iā€™m going to talk about something really interestingā€”my paycheck! I recently shared how much money I make before and after taxes, and lots of people had big reactions. I want to show you how taxes work and explain why I donā€™t actually pay as much as it seems. Iā€™ll share some funny comments from people who saw my post, and we'll look at my recent pay stubs together. Itā€™s going to be fun and youā€™ll learn how money can look different once taxes and other things are taken out.

    IG Post From the Episode

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  • Today, we're diving into the world of real estate, but with a twist. We had the awesome opportunity to chat with Walter Johnson, a real estate expert who has found his niche in mobile home parks. Walter wasn't born into the real estate world. He stumbled upon it in his teens, thanks to a mentor, and took a leap by investing in his first property in Arizona. He saw the potential in mobile home parks for creating wealth and community improvements and never looked back. Walter's journey from borrowing $1,500 from his girlfriend to building a multimillion-dollar portfolio is nothing short of inspiring. If you've ever wondered if there's more to real estate than just houses and apartments, this episode is for you.

    About our guest:
    As the Founder and CEO of Sonos Capital, Walter Johnson has carved a notable path in the real estate investment sphere over the past two decades, managing transactions that have amassed millions. His profound expertise in the field has not only earned him a place on the Board of the Manufactured Housing Communities of Arizona but also led to his election as a Board Member of the City of Mesa, AZ Housing Committee, with the honor of being sworn in by Mayor John Giles. Johnson has received national recognition for his efforts in providing affordable housing and fostering communities for middle-class families. Currently, he dedicates his efforts to guiding busy professionals and passive investors towards opportunities in Mobile Home Parks and Communities. For a deeper insight into his impactful work, visit Sonos Capital's website at www.sonoscapital.com or check the link in his featured section.
    https://www.sonoscapital.com/

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  • In today's episode, I want to share something really special with you. I posted a story on Instagram and got so much love and support, it made me super happy. I talked about how sometimes I struggle with money, work, and being a mom to three awesome kids all by myself. I want to tell you that itā€™s okay not to be perfect and itā€™s important to share our real stories, not just the happy pictures we see online. I also talk about how Iā€™m working hard to pay off some debts and make smart choices with my money, even though it can be really tough sometimes. And you know what? I love helping people and sharing what I learn along the way. So, come join me as I talk about my life, the ups and downs, and how we can all learn to be a little more honest and kind to ourselves and each other.

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  • Today, we're talking with my friend Chelsea Samms, who is a Neonatal Intensive Care Unit Nurse. This episode dives deep into a topic that's close to our hearts and impacts our communities greatly: the institutional racism within our healthcare system and its disproportionate effects on Black American families. We're tackling the tough reality of how systemic biases can lead to unfair and often harmful treatment in medical care for Black moms and their babies. It's not just about personal experiences; it's about a widespread issue that demands attention and action. Chelsea and I are here to share insights, stories, and strategies on advocating for the rights and well-being of Black families navigating the healthcare system. Together, we're envisioning and working towards a future where healthcare equity is a reality for everyone.

    About our guest:
    Chelsea Samms, BSN, RN, CPST, is a beacon of leadership and innovation in the nursing field, with a career deeply rooted in neonatal care, education, and entrepreneurial ventures aimed at transforming healthcare. As a NICU nurse with a rich background in maternal-newborn health, Chelsea has dedicated herself to bridging the gap in health equity, fostering diversity, and promoting inclusion across patient care spectrums. Currently advancing her expertise through a Master of Science in Nursing Education, she is fervently working towards nurturing the next wave of nursing leaders and educators. Chelsea's entrepreneurial spirit shines through her ownership of "I Know Newborns, LLC," where she focuses on combating health disparities in newborn care and championing the rights of marginalized communities. With a skill set that spans leadership, business development, and advocacy, she excels in environments that challenge her to innovate and lead change. Chelsea is on a continuous quest to collaborate with fellow professionals who are as committed to nursing excellence, healthcare innovation, and making a societal impact as she is, aiming together to sculpt a brighter, healthier future for all.

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  • Today, I'm super excited to share three awesome tips to help you grow your money without needing a financial advisor. First, if you've ever had a job with a retirement plan like a 401k, it's important to move your money with you when you leave. I'll show you a cool free service called Capitalize that makes it super easy. Next, we'll talk about checking your current job's retirement plan to make sure it's invested in a smart way. And lastly, if you have student loans, there's a special chance right now to get some of that loan forgiven, but you've got to act fast! I've got all the details and links to help you out.

    Resources Mentioned:

    Capitalize: capitalize.sjv.io/NKvn1VStudent Loan Planner: https://studentloanplanner6c01f.referralrock.com/l/NASEEMABRI71/

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  • In today's episode, we're chatting with our guest Acquania Escarne why parents should consider getting life insurance for each other, even if they're not living together anymore. It's all about making sure that if anything ever happens to one parent, the kids will still have financial support to help them grow up and maybe even go to college. It's a way to make sure your kids are okay, no matter what. We talked about how to figure out how much insurance you might need and how to go about setting it up.

    About our guest:
    Acquania is a financial coach, freelance writer, and independent life insurance producer with LifeTyme Financial Group, LLC. She is committed to helping people find financial freedom and build wealth. As a financial coach, she equips her clients with "outside the box" finance tips, debt payment plans, retirement planning, and more. With her advice clients are able to meet and exceed their financial and personal goals.

    Her coaching is individually tailored to address all financial situations. Also, through her finance blog and podcast, The Purpose of Money, she shows women how to invest and save more so they can live a more fulfilling and prosperous life.

    Acquania's passion for personal finance and investing began when she was in high school and her father gave her a copy of Rich Dad, Poor Dad by Robert Kiyosaki. At 16 years old, Acquania opened a Roth Individual Retirement Account and has been seeking financial independence and early retirement (FIRE) ever since.

    Schedule a Free Consultation with Acquania

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